- Whenever possible, buy store brands. Nearly half the cost for name brands goes to advertising. Usually their quality isn't any better than store brands, which frequently carry a money back guarantee. This is true not only with food, but also cleaning supplies and paper products. Even if the savings are small on an individual item, using this strategy every time you shop makes a big difference. Remember, this is a long-term plan.
- Avoid prepared foods.We're all pressed for time, but buying prepared foods can be expensive. You pay extra for the convenience and get a meal full of chemicals and preservatives too. Instead, put your main course in a Crock Pot before you leave for work, or put frozen meat in the refrigerator to thaw before you go to bed. Once you learn to plan ahead, you'll be surprised how much you'll save.
- Shop at "you-bag-it" supermarkets. Stores like Aldi and Save-a-Lot can cut your grocery bill substantially. When you're not subsidizing a store's deli section, flower shop, or bakery, you'll find the rest of the food cheaper. No-frills supermarkets cut overhead by having fewer employees, smaller buildings to heat and cool, and primarily store brands. You'll quickly notice the savings.
- Brown bag your lunch.Brown bagging has three benefits: You'll avoid greasy, high-calorie fast food; you'll save money; and you'll be more satisfied on your job, since lunch with coworkers often turns into gripe sessions.
- Don't buy clothes or shoes with designer labels. Who do you want to make rich, some fashion designer, or you? That trendy label will cost you at least 50% extra. Instead of impressing your friends, impress yourself by adding that savings to your bank account.
- Use coupons, but be smart about it. When a name brand product still costs more than a store brand, even after the deduction for a coupon, it's no bargain. Most coupons are for new products companies want you to try, so be selective. You can get coupons online at sites like Coupons.com or Couponcabin.com, or search under "coupons."
- Buy used books instead of new.
- Keep your car as long as you can. A shiny new car may impress your family and friends, but it simply costs too much. Today's cars, with electronic ignition, fuel injectors and superb rust protection, can last well past 150,000 miles if taken care of.
- Severely restrict your credit card spending. Credit cards make money unreal. They take the thought process and discipline out of your buying. Before you know it, you're deep in debt and getting further behind because you can't make even the minimum monthly payment. When you pay in cash and watch those bills disappear from your wallet, you become much more careful. You relearn the value of money. You question every purchase, and that's when you become smart.
- Reward yourself for your efforts. Your goal is to be frugal, not a miser. Small rewards--within your budget--are a wise way to keep fun in your life. Living beneath your means takes self-control, but the emotional and financial benefits are tremendous. An occasional treat energizes you to keep up the good work.
10 Smartest Ways to Live Beneath Your Means
Subscribe to:
Post Comments (Atom)
My Categories
- Accidents (4)
- Advice (68)
- Airport (1)
- Airports (2)
- Amazing (426)
- Animals (57)
- Aquariums (3)
- Architecture (1)
- Art (49)
- Australia (10)
- Austria (7)
- Automobile (24)
- Azerbaijan (1)
- Babes (10)
- Bahamas (1)
- Bangladesh (1)
- Barbados (1)
- Beaches (15)
- Belgium (6)
- Believe it or not (79)
- Belize (2)
- Bicycle (1)
- Biggest (12)
- Bike (26)
- Bikini (4)
- Bolivia (2)
- Bollywood (182)
- Brazil (6)
- Buildings (3)
- Cars (100)
- Celebrities (823)
- China (9)
- Cities (16)
- Countries (227)
- Creative (49)
- Croatia (4)
- Cyprus (2)
- Czech-Republic (5)
- Denmark (5)
- Design (36)
- Dominican Republic (1)
- Dubai (4)
- Ecuador (2)
- Egypt (1)
- El Salvador (1)
- Estonia (2)
- Europe (11)
- Events (5)
- Fashion (3)
- Foods (14)
- Funny (40)
- Ghana (2)
- Greece (4)
- Guatemala (3)
- Hairstyles (27)
- Highest (9)
- Hollywood (255)
- Home (3)
- Hong Kong (3)
- Hotels (13)
- Hottest (7)
- Houses (4)
- Hungary (5)
- Iceland (4)
- India (9)
- Indonesia (3)
- Ireland (8)
- Island (1)
- Israel (8)
- Italy (11)
- Jamaica (3)
- Japan (12)
- Kazakhstan (3)
- Kenya (1)
- Kuwait (1)
- Laos (2)
- Largest (9)
- Latvia (3)
- Lebanon (1)
- Libya (2)
- Lithuania (1)
- Longest (4)
- Love (1)
- Lowest (1)
- Luxembourg (2)
- Luxury (19)
- Malaysia (2)
- Maldives (2)
- Mobiles (25)
- Models (759)
- Most Expensive (116)
- Nature (8)
- Nepal (3)
- Netherlands (5)
- New Zealand (13)
- News (86)
- Oldest (1)
- Painting (10)
- Paintings (7)
- Paranormal (8)
- Peopels (512)
- peoples (238)
- Photography (1)
- Pictures (728)
- Places (36)
- Russia (1)
- Sex (1)
- Skyscraper (1)
- Smallest (10)
- Sports (12)
- Tallest (3)
- Tattoo (4)
- Tattoos (5)
- Technology (92)
- Techology (10)
- Temple (2)
- Top 10 (43)
- Top10 (57)
- Train (1)
- Travel (31)
- Truck (3)
- Videos (14)
- Women (4)
- Womens (6)
- World (268)
- World Record (2)
- World Records (10)
My Archives
-
▼
2010
(1912)
-
▼
October
(468)
- Crowded Beach in Korea
- Water Art Works
- Deepest Swimming Pool in the world - Nemo 33
- Nail Punching Man
- 35,000 staples to form Amazing Arts on the wall
- Creative and Costly Hotel Rooms
- 3D Street Art - Pavement Waterfall Illusion
- Stripe Shape Stone Formations - Kuril Island
- Stupid Drivers and Worst Accidents
- Make a Home Walls Beautifully
- Amazing Paper Arts
- Phone Book Carving - World Celebrities Photos
- "Koi Fish" or "Japanese Carp"
- World Currency
- Ostrich Festival - Ostrich Race Photos
- Sit and Relax - Cool and Creative Chair
- Amazing Paper Art Works by "Peter Callesen"
- Land of Giants - Giant Pylon Power Towers
- Artist "Gregory Thielker" Paintings
- Worlds Largest "Solar Plant"
- The World’s Most Spectacular Roads
- All time Pictures of Jennifer Aniston
- Million Luxury House - Famous People in the World
- Smallest functional steam locomotive enlivens the ...
- Typewriter Drawings
- Iguazu Falls — South America's Mightiest Waterfall
- Grass Roofs in Norway
- Ashley Greene in Paris
- Top 10 strange cemeteries
- Top 10 historical secrecies
- Top 10 ways via which the world might end
- Top 10 strange plants on the planet
- Top 10 historic destinations
- American Idol Winners From Season 1-9
- World’s Biggest Chocolate Bar
- Ten year old boy shoulders his family
- Vaani Kapoor Indian model
- Salman Khan on Ramp with Bollywood Beauties
- Riya Sen Unveils Nokia N8 Phone
- Priyanka Chopra Latest hot photos
- Very Very Hot Pics Of Surveen Chawla
- Asin very very hot photos
- Praneetha Latest Hot Photos
- Priyamani recent hot hot pics
- Gowri Pandit very very hot photos
- Penelope Cruz very very hot Photos
- Tejashree very very hot photos
- Dolphin Intelligence
- Fashion Green Plastic Bicycle
- Elizabeth Hurley Spotted at the Grand opening of t...
- Heidi Montag on the Set of 'Just Goes With It' in ...
- Walk with Unusual Pets
- Fashion Show Bright Body Paint
- The World's Tallest Horse-Noddy
- The Hills' in Beverly Hills Heidi Montag
- Sizzling South Indian Actress (Meenakshi Dixit)
- Brazilian Fashion Model (Bruna Hort)
- Jackson, Wyoming by JLF & Associates, inc.
- High Loft Shelf-Wall by Ontwerpduo
- Scion Kogi xD Mobile Kitchen by MV Designs
- Marquis Estate of Cherry Creek
- Folding Backpack Bicycle
- World's Most Luxurious Queen Mary 2
- Amazing Deadly Dozen - Avoid At All Costs
- Microsoft Launches Windows Azura
- Economic Depression Directly Proportional To Unsol...
- Immortalised Through Wax
- Worst Paintings Of Barack Obama
- Top 8 Horrible Tumors
- Amazing Sculpture By The Sea
- Amazing Sculpture By The Sea
- Eye-Catchy Attempts By Hot Famous Celebrities
- Eye-Catchy Attempts By Hot Famous Celebrities
- Top 7 Forbes Rich List
- Amazing Celebrity Miniaturizations
- Best And Worst Celebrity Scandals
- People Jumping Off A Railway Bridge
- People Jumping Off A Railway Bridge
- Acrylic Oil Paintings - Human Body in 2D Painting
- Advertising for Overweight People
- World's Highest Climbing Wall
- Stadiums of world cup 2010 South Africa
- Gothic Women Festival
- The 10 Hottest Female Athletes of the Decade
- The 10 Hottest Female Athletes of the Decade
- Girls who have Face like a Baby Doll
- Funny Christmas picture
- Ajanta Caves – A Land of Ancient Sculptures and Ca...
- Samantha Latest Hot Navel Show Stills Photos
- Payal Gosh (Harika) Reallife Hot In Saree
- Bar Refaeli Lingerie Hotness
- Neha Dalvi Pretty Gorgeous in Saree
- Catherine Tresa Upcoming Model Sexy legshow Photo ...
- Hot Shraddha Das Low Waist Jeans Photos
- Creative designer cans
- Celebrities and their face
- Jennifer Lopez
- Beautiful Waterfall
- Amazing - reptiles the Amazon
- The most interesting models of air balloons
-
▼
October
(468)
No comments:
Post a Comment